Get a Proof of Funds letter.
Making an offer? Request a branded Kayak Capital Proof of Funds letter — free, no obligation. Every request is personally reviewed by Barry or Landon, and your PDF letter is emailed to you, usually within the hour during business hours.
What is a proof of funds letter — and why do you need one?
A proof of funds (POF) letter is a document from a lender confirming that a buyer has financing available to complete a real estate purchase. Sellers and listing agents ask for one before taking an offer seriously — especially on investment properties, where they want certainty the deal will close.
Do you need one to make an offer? In competitive markets like the Charleston Lowcountry, most listing agents won't present an investor offer without one. A POF letter from a known local lender signals you're a real buyer who can close.
Is a proof of funds letter the same as a pre-approval? No. A pre-approval is a consumer-mortgage concept involving credit checks and underwriting of the borrower. A POF letter confirms financing is available for a deal, subject to the property checking out — which is how asset-based lending works.
How fast can you get one? Ours are personally reviewed and typically emailed within the hour during business hours — free, no obligation, valid for 30 days.
Three steps. No software. No runaround.
1. Request. Fill out the form above — takes about a minute.
2. We review it personally. No auto-generated letters here. Barry or Landon looks at every request, the same way we look at every loan.
3. Your letter lands in your inbox. A branded Kayak Capital PDF, addressed to you (or your entity), specific to your property, valid for 30 days — usually within the hour during business hours.
A note for agents: want to verify a Kayak Proof of Funds letter? Call (480) 256-2274 and we'll confirm it on the spot.