Hard money tips, deal analysis, Charleston market notes.
Notes from a Phoenix lender bringing 15 years of experience to the Lowcountry.
Hard Money Loans in the Charleston Metro Area: A Real Estate Investor's Guide
A plain-English guide to hard money in the Lowcountry — what these loans actually are, why Charleston investors use them on fix-and-flip and BRRRR deals, what they cost (and what they shouldn't), and how a typical Charleston metro deal comes together start to finish.
Read More →How Loan-to-Cost (LTC) Works in Hard Money Lending
LTC is the number that decides how much cash you're pulling out of your own pocket on a Lowcountry flip — and most investors don't really understand it. Here's how to calculate it on a real Charleston deal, how it relates to LTV, and how to use both to plan a deal that won't blow up your bank account.
Read More →Hurricane Season Prep for Charleston Fix-and-Flip Investors
June 1 through November 30. The Lowcountry investors who consistently profit aren't the ones with the best deals — they're the ones who plan for the season. Insurance, contractors, materials, holding cost buffers, and exactly what to do when a storm enters the basin.
Read More →Top 10 Charleston Neighborhoods for Fix-and-Flip in 2026
North Charleston, West Ashley, Summerville, James Island, Mount Pleasant value pockets — here are the 10 best Lowcountry neighborhoods to flip a house in 2026, with median prices, ARV ranges, and what makes each market work.
Read More →Hard Money Lending in Charleston, SC: What Real Estate Investors Should Know
Charleston isn't one market — it's several, each with its own underwriting wrinkles. Downtown BAR rules, flood zones, hurricane holding costs, and STR regulations. Here's what to look for in a Lowcountry hard money lender, and how Kayak Capital prices SC deals.
Read More →Now Lending in Charleston: Why We're Here, Why We Charge Points, and What That Buys You
Kayak Capital is officially open for business in South Carolina. Here's the honest story behind why we're charging 2 points during our SC ramp-up — and why that's still a better deal than most Charleston-area hard money lenders.
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