Charleston Hard Money Loans
12% Rate. Zero Points. Zero Fees.
Direct decision-makers · Same-day funding
Investment properties only · Charleston Lowcountry · Same-day funding
Making an offer? Get a free Proof of Funds letter →
The same lender Phoenix investors trust, now in the Lowcountry.
13 years of hard money lending. 1,700+ funded deals. Direct decision-makers who answer the phone — and a Charleston program designed around the same principles.
Approval in under an hour
We lend our own money — no committee, no broker chain, no waiting. Same model that's funded 1,700+ deals in Phoenix.
Zero points, zero fees
12% rate, zero origination points. That's it. No processing fees, no underwriting fees, no prepayment penalty, no extension fees. The rate — nothing else.
You talk to the decision-makers
No call centers. No junior loan officer "running it up the chain." When you call Kayak, you get Barry — and the answer.
The deal qualifies you
Asset-based lending. We don't pull credit. We don't need tax returns. If the property and the deal make sense, you're in.
Compare the fine print.
Most hard money lenders charge points and a stack of junk fees. We don't.
Find a deal, fund a deal — in four easy steps.
Call or apply online
Tell us the property address, purchase price, and close-of-escrow date. Online application takes under three minutes.
Get approved — typically within the hour
We confirm your loan amount and schedule the funds. You talk to the people who actually decide.
We coordinate with the closing attorney
Sign and fund
Sign at the closing attorney's office. Funds wired same day.
I just want to say after a 15-year relationship with Barry and Landon, it has been nothing but a fantastic personal and business relationship. Kayak Capital has helped my business grow and continue to perform better each and every year.A. Morris · 15-year client (Phoenix)