Barry Luchtel

Barry Luchtel
Co-Founder

We offer real estate investors:

  • LOW RATES
  • FREEDOM FROM JUNK FEES, POINTS, AND PRE-PAYMENT PENALTIES
  • A FAST AND EASY APPROVAL PROCESS
  • A DEPENDABLE PARTNER FOR THEIR BUSINESS

THE DIFFERENCE

.
Loan-to-Cost
New Purchase / Refinance
Processing Fee
Origination Fee
Minimum Interest
Prepayment Penalty
Extension Fee
Appraisal / Underwriting Fee
Payoff Fee
Kayak Capital
Up to 85%
YES
zero
zero
zero
zero
zero
zero
zero
Other Lenders
Varies
Varies
Up to $900
Up to 3 points
Typically 30 days
Yes
Up to 3 points
Varies
Up to 2 points
Kayak Capital
Processing Fee zero
Origination Fee zero
Minimum Interest zero
Prepayment Penalty zero
Extension fee zero
Appraisal / Underwriting Fee zero
Payoff Fee zero
Other Lenders
Processing Fee Up to $900
Origination Fee Up to 3 points
Minimum Interest Typically 30 days
Prepayment Penalty Yes
Extension fee Up to 3 points
Appraisal / Underwriting Fee Varies
Payoff Fee Up to 2 points

HOW IT WORKS

Give us a Call Icon

Call or Complete this
Form

Tell us the property address,
purchase price, and COE.
Loan approval Icon

Get Your Loan Approval

We confirm your loan amount and schedule the funds.
Home Here Icon

We Take it From Here

We coordinate with title to
complete your file.
Make a deal Icon

Close the Deal

Sign docs at title on day of closing,
we wire funds same day.

What people are saying

I wanted to first say thank you again for doing such a great job on short notice funding our property. Very smooth transaction. ~ Steve N.
Kayak Capital’s team is always a pleasure to work with! They are fast, responsive, professional and on top of their game. For the last 4+ years I have worked with Kayak Capital on many escrow transactions. I have also recommended them to other investors that I have worked with over the years.” ~ Amy L., Escrow Officer
Thanks for all your help on this closing, I look forward to working with you on our next deal. I am going to send your info to my other investors right away. ~ Aaron M.
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Experience Matters

15 Yearsin the business
+
Over 800SUCCESSFUL TRANSACTIONS
+
A+CUSTOMER SERVICE
=
100%confidence

If you need a hard money loan for your next fix-and-flip property in Phoenix, Arizona, or the surrounding area, you’ve come to the right place. We know that when there’s an opportunity on the table, you need to get a private money loan, and get it fast. You are in luck, that’s exactly how Kayak Capital works.

Kayak Capital is a hard money lender, which means we have more freedom than the bank when it comes to lending and you don’t have to jump through as many hoops with us. Another plus? We focus on the value of the property and asset-based loans, not credit scores. It doesn’t matter if you have great credit, minimal credit history, or bad credit, we’re ready to finance your project.

As you know, hard money loans differ tremendously from the soft money loans that require personal underwriting for investor mortgages. Hard money loans are specifically for a property that you plan to renovate, and then sell or rent, so it’s necessary to find the property you want to buy before calling us.

There are two ways to contact us: give us a call, or complete the online form, next tell us more about the property. Then, we’ll confirm your loan amount and schedule the funds. From there, we’ll coordinate with title to complete your file. Lastly, you’ll sign the closing documents and receive the wired funds within the same day. It really can be that fast, sometimes you can get funding for your flip in less than 24 hours.


Let's get started!

GET FUNDED

CONTACT US TODAY

(480) 256-2274
Barry@KayakCapital.com
NMLS ID#1778261
PAY WITH
Pay with zelle

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