Hard money loans in Awendaw, SC.
Awendaw is the rural Lowcountry north of Mount Pleasant — large lots, deep-water creek access, and a comp set that varies wildly between Bulls Bay waterfront and Highway 17 inland. Underwriting Awendaw requires a granular eye for water frontage and well/septic conditions.
What we look for in Awendaw.
The Bulls Bay and Awendaw Creek waterfront lots drive the high end — when an investor finds a dated waterfront cottage at the right basis, the resale margin can be exceptional. Inland along Highway 17, the inventory is more rural ranch homes on multi-acre lots, suitable for cosmetic update-and-resells at family-tier price points.
Built for Awendaw investors.
Transparent pricing — no junk fees.
12% rate, 2 origination points. That's it. No processing fees, no document fees, no underwriting fees, no surprise line items at closing.
Same-day approvals.
We're the decision-makers. Send us a Awendaw deal and you'll have a verbal approval the same day — usually by phone — and we typically fund within 5-10 business days.
Over 1,000 loans funded.
Kayak Capital has funded more than 1,000 hard money loans across 12+ years of lending. We bring that underwriting playbook to every Awendaw deal we review.
Construction draws made simple.
Heavier rehab in Awendaw? Our draw process is fast and unbureaucratic — most draws fund the same day the inspector clears the work.
Common questions from Awendaw borrowers.
What loan-to-value will Kayak fund in Awendaw?
We typically fund up to 70% of the after-repair value (ARV). For experienced borrowers and high-comp neighborhoods like Pinckney Heights, we sometimes go higher. Call us with the deal and we'll tell you what we can do.
How fast can you close on a Awendaw property?
Standard turnaround is 7-10 business days from signed contract — sometimes faster. Same-day verbal approvals so you can move on the deal before someone else does.
Do you fund first-time investors in Awendaw?
Yes — but we underwrite the deal first, the borrower second. If the Awendaw property pencils out and the rehab plan is sound, we'll consider funding a first-timer.
What kind of Awendaw properties don't you fund?
Owner-occupied homes (we're investment-only), raw land without a build plan, and properties outside our Lowcountry coverage. Everything else, we'll consider.