Hard money loans in Awendaw, SC.
Awendaw is the rural Lowcountry north of Mount Pleasant — large lots, deep-water creek access, and a comp set that varies wildly between Bulls Bay waterfront and Highway 17 inland. Underwriting Awendaw requires a granular eye for water frontage and well/septic conditions.
What we look for in Awendaw.
The Bulls Bay and Awendaw Creek waterfront lots drive the high end — when an investor finds a dated waterfront cottage at the right basis, the resale margin can be exceptional. Inland along Highway 17, the inventory is more rural ranch homes on multi-acre lots, suitable for cosmetic update-and-resells at family-tier price points.
Built for Awendaw investors.
Transparent pricing — no junk fees.
12% rate, zero points, zero fees. That's it. No processing fees, no document fees, no underwriting fees, no surprise line items at closing.
Same-day approvals.
We're the decision-makers. Send us a Awendaw deal and you'll have a verbal approval the same day — usually by phone — and we typically fund within 5-10 business days.
Over 1,000 loans funded.
Kayak Capital has funded more than 1,000 hard money loans across 13 years of lending. We bring that underwriting playbook to every Awendaw deal we review.
Construction draws made simple.
Heavier rehab in Awendaw? Our draw process is fast and unbureaucratic — most draws fund the same day the inspector clears the work.
Common questions from Awendaw borrowers.
What loan-to-value will Kayak fund in Awendaw?
We typically fund up to 70% of the after-repair value (ARV). For experienced borrowers and high-comp neighborhoods like Pinckney Heights, we sometimes go higher. Call us with the deal and we'll tell you what we can do.
How fast can you close on a Awendaw property?
Standard turnaround is 7-10 business days from signed contract — sometimes faster. Same-day verbal approvals so you can move on the deal before someone else does.
Do you fund first-time investors in Awendaw?
Yes — but we underwrite the deal first, the borrower second. If the Awendaw property pencils out and the rehab plan is sound, we'll consider funding a first-timer.
What kind of Awendaw properties don't you fund?
Owner-occupied homes (we're investment-only), raw land without a build plan, and properties outside our Lowcountry coverage. Everything else, we'll consider.