THE DIFFERENCE

.
Loan-to-Cost
New Purchase / Refinance
Processing Fee
Origination Fee
Minimum Interest
Prepayment Penalty
Extension Fee
Appraisal / Underwriting Fee
Payoff Fee
Kayak Capital
Up to 85%
YES
zero
zero
zero
zero
zero
zero
zero
Other Lenders
Varies
Varies
Up to $900
Up to 3 points
Typically 30 days
Yes
Up to 3 points
Varies
Up to 2 points
Kayak Capital
Processing Fee zero
Origination Fee zero
Minimum Interest zero
Prepayment Penalty zero
Extension fee zero
Appraisal / Underwriting Fee zero
Payoff Fee zero
Other Lenders
Processing Fee Up to $900
Origination Fee Up to 3 points
Minimum Interest Typically 30 days
Prepayment Penalty Yes
Extension fee Up to 3 points
Appraisal / Underwriting Fee Varies
Payoff Fee Up to 2 points