Hard money loans in Paradise Valley, AZ.
Paradise Valley is the metro's luxury benchmark — every project here is custom, the buyer pool is small but cash-rich, and the underwriting is more about the build cost and the exit comp than the address.
What we see in Paradise Valley.
PV doesn't have starter inventory. Every flip here is a teardown, a major addition, or a high-end gut renovation. Camelback Country Club, Stone Canyon, and the older Ranchos area drive most of the resale comp set. Land alone can run $1M+, so the build cost has to be right.
Built for Paradise Valley investors.
Zero points. Zero junk fees.
No origination, no processing, no underwriting fees. The rate you see is the rate you pay — with no surprise line items at closing.
Same-day approvals.
Decision-makers in-house. We approve Paradise Valley deals the same day you send them — typically by phone — and we fund within 24-48 hours.
We know Paradise Valley.
Sample deals we've funded here: $2.1M Camelback Country Club rebuild, $1.6M Doubletree teardown, $3.4M Stone Canyon custom. Local underwriting beats out-of-state lenders who can't tell Camelback Country Club from Stone Canyon.
Construction draws made simple.
If you're doing a heavier rehab, our draw process is fast and unbureaucratic — most draws get funded the same day the inspector clears the work.
Common questions from Paradise Valley borrowers.
What loan-to-value will Kayak fund in Paradise Valley?
We typically fund up to 70% of the after-repair value (ARV). For experienced borrowers and high-comp neighborhoods like Camelback Country Club, we sometimes go higher. Call us with the deal and we'll tell you what we can do.
How fast can you close on a Paradise Valley property?
We've closed Paradise Valley deals in as little as 5 business days. Standard turnaround is 7-10 days from signed contract. Same-day verbal approvals.
Do you fund first-time investors in Paradise Valley?
Yes — but we underwrite the deal first, the borrower second. If the Paradise Valley property pencils out and the rehab plan is sound, we'll fund a first-timer.
What kind of Paradise Valley properties don't you fund?
Owner-occupied homes (we're investment-only), raw land without a build plan, and properties outside our metro coverage. Everything else, we'll consider.